# Estate plans built on the household's financial plan

Estate planning starts from the household's own financial plan, not a fresh questionnaire. The attorney, the advisor and the tax preparer work from the same facts. The fiduciary and transfer-tax filings are prepared on the same record.

## Starts from the financial plan
The estate plan draws directly on the household's financial plan. That means accounts, property, income, insurance and the family's goals. With the client's permission, the attorney sees the facts the advisor already has. No second questionnaire goes out. When the plan changes, the estate picture changes with it. Each fact keeps its source. You can see where a number came from and when it was last confirmed.

## One picture across generations
Multi-generational planning takes one plan across parents, children and trusts. Family linking ties each member's record together. Each person still controls what they share. Trustees see what a trust needs, and no more. The family's professionals work from one picture of who owns what and who inherits what. They see how gifts and trusts move wealth down to the next generation. Read how [family linking](/clients) works for clients.

## Estate drift flagged for review
Estate plans fall out of date quietly. Take a new account with no beneficiary, a changed title or a child's marriage. Any of these can leave the documents saying one thing and the finances another. When the financial plan and the estate plan drift apart, the gap is flagged. The right professional then reviews it. Nothing changes on its own. A person decides what to do.

## Gifting with the numbers in view
Gifting analysis shows what giving now means for the family later. Compare annual gifts, larger lifetime gifts and gifts to trusts. See the effect on the parents' plan and the heirs. The current government interest rates for estate and gift math are on hand. So the numbers match the rules of the day. Each scenario is saved with its assumptions for the record.

## Fiduciary and transfer-tax filings
The fiduciary and transfer-tax filings are prepared on the same record. Three kinds of return draw on the facts already confirmed in the plan:

- Fiduciary returns on Form 1041
- Estate tax returns on Form 706
- Gift tax returns on Form 709

They are filed electronically, and acknowledgments stay in the archive. K-1 information flows to the beneficiaries who need it. See the [tax practice](/tax) for every return family.

## The attorney, the advisor and the tax preparer together
Estate work needs several people to agree. Each one works in their own workspace. The client decides what each may see. Referrals carry the facts the client has agreed to share. Briefs set out who owns each part of the work. Results come back to the same record. Each one stays responsible for their own advice. Read more for [legal professionals](/legal) and [financial planning](/planning).

## See it with the example household
Open the fictional business owner's case in the showcase. Test a plan in Wealth. Look up the law behind an open question in Legal. Then prepare a brief for the next professional. Change a family fact and see how each piece of work moves. [Try the platform](/try?for=legal), [talk with us](/contact) about your estate practice, or read [Security & Control](/trust) to see how sharing and access work.